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Mortgage Lenders of Louisville Kentucky | 502 373-6279
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Mortgage Lenders of Louisville Kentucky

Let our advisors help you reach the goals you have.
Click to Call 502 373-6279
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What Does Your Financial Pathway Look Like?

Many factors come into play when it's time to look for a lender. Time of employment, how much you make, how much debt do you have, what is your credit score. All of these and other factors will determine your path. Our experts know how to analyze each individual situation and guide all involved to the best outcome. If you want a lender who will go to bat for you every single day, then look no further and give us a CALL NOW! 
Click to Call 502 373-6279
Today's Mortgage Rates
View More Refinance Rates

Mortgage Strategy

Our strategy is to take as much information in the application process to allow us to explore all the possibilities available in the current market. Market conditions fluctuate over time and have many different influences that can move the needle for the type of loan you are in search of. We monitor those conditions on a daily basis so that we can advise our clients with the most up to date information available anywhere.
Click to Call 502 373-6279

I'm ready to buy, what do I need to do?

Mortgage Pre-Approval

The best next step is a mortgage pre-approval. After the crazy last year of bidding wars on homes with rising prices, most realtors want to know you have this before they will even take you as a client. It can even matter if it's coming from a local lender or not. Some realtors have seen approvals from large online lenders get marred in red tape and take forever to close making them hesitant to work with individuals who went down one of these paths.

What is a Pre-Approval and how do I get one?

It's almost the same as the standard application process whereby we gather financial data about your situation to provide to our underwriters so we can get a sense of where you will land in the normal process. This allows you to start the process of searching for a realtor and/or home with a letter that gives sellers and everyone else involved the confidence of knowing you are serious and going to make a purchase happen. Call us today and we'll get you started.

What items do you need for a Pre-Approval?

The following documents are a good place to start. Your representative here will guide you with any additional needs:
  • Paycheck stubs for the last month
  • Two months of bank account records, checking and savings
  • Two years of tax returns including W-2s or 1099s
  • Any other asset details like 401k, stocks, or other retirement account details


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Personal Loan Advice

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Our loan specialists are skilled at rapidly evaluating every individuals unique circumstance and giving the best advice in the business. We are confident we can get you the best terms to meet your goals.
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Real Estate Planning

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If you have a more challenging situation requiring a little more finesse, don't count us out. We may surprise you. We also have partnerships with companies who buy real estate. If you are asking yourself, "should I sell my home?", give us a call to discuss your situation.
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Credit Rebuilding Strategy

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If we determine you have work to do to get ready for meeting your goals. Our advisors will set you on the path of freedom buy giving you the tools and insight into what needs to happen to get where you want to go.
What types of purchase loans can we do?
  • First time home buyer
  • FHA Loans
  • Commercial
  • Land Contract
  • VA Loans
  • Farm Loans
  • Bank Statement Loans
  • Construction
  • Fix N Flip Loans
What types of refinancing can we do?
  • Cash Out Refinance
  • Commercial
  • Consolidation
  • Heloc
  • Reverse Mortgage​

Purchase Loans

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When looking for a mortgage lender for a new purchase there are many things to consider. This is likely one of the largest investments of your lifetime and the process to get there should be treated as such.

We understand what most people have gone through to get into a position to even be able to consider taking this step. We will guide you through all of these considerations and be a trusted advisor every step of the way.

Refinance Loans

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Life Happens

Progressing through life, many things happen along the way. We grow up and go to college and possibly pick up some debt along the way. We find the one to settle down with and have a wedding, possibly pick up some more debt. We buy that first house. Maybe we add some kids. Start taking family vacations. Now we need to think long term. Are we planning the right way, putting enough into savings?

No matter how well we plan, things come up. Sometime those things are larger than the general bump in the monthly budget. A large tax bill or God forbid, an unexpected medical bill. If you're searching for tax relief or an ongoing tax solution to keep the IRS at bay, a Cash Out Refinance may be a way to tap into the equity in your home.

What Our Client's Are Saying

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Mary Beth

"My rep was fantastic! They showed me a few minor adjustments to my monthly expenses to pay off some bills early and increase my credit score in preparation for my first home purchase "

About Us

With over 20 years in financial services, our team has witnessed many market changes over our lifetime. This gives us perspective. It gives us knowledge to share with our clients that they may not get elsewhere. We are here to help. It's just what we do. Call us today. You'll be glad you did!

Louisville, KY          (502) 373-6279


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